PRIVACY POLICY

access our website or use mobile applications

fill out any part of the form on our website or any webpage on our website

open and respond to our e-mails

visit any page online that displays our ads or content

visit any of our blogs, social media outlets, or affiliated websites

directly call Metropolis or its affiliates with phone numbers provided through any and all marketing and lead generation sources

provide information to any employees through email, phone, or facsimile

interact with our advertising and applications on third-party websites and services, if those applications or advertising include links to this policy

It does not apply to the collection of information in any way other than as listed above. Please read this Privacy Policy carefully to understand our policies and practices regarding your information and how we will treat it. By accessing or using our website or other services described above, you agree to this Privacy Policy. This Privacy Policy may change from time to time, so please check the Privacy Policy periodically for updates. All Internet sites have the ability to collect information about you. We encourage you to read the privacy policies of every site you visit.

COLLECTION AND USE

Sometimes we collect information from and about you when you
use our website or other applications, including information:

by which you may be personally identified, such as name,
postal address, e-mail address or telephone number

about your internet connection, the equipment you use to
access our website and applications, and usage details

Sometimes you give information directly to us (or our
Vendors and Affiliates). For example, but not limited to the following, when
you:

provide it to us directly by filling out an online
application

log into your account

provide location information from your mobile device

contact us and we save records of correspondence, which may
contain information such as e-mail addresses

Sometimes you give information directly to us (or our
Vendors and Affiliates). For example, but not limited to the following, when
you:

about your operating system, browser version, IP Address,
and mobile device on our sites about the web pages that you view information
you search for which ads or web content from us or our vendors and affiliates
you click to or view on our sites or on third-party sites

when you open our e-mails or click on any of its links

USE OF COOKIES, IP ADDRESSES AND WEB BEACON

Cookies are small text files that a website might place on
your hard drive whenever you visit the website. Their purpose is to identify
files on your computer and record your preferences and other data about your
visit to our website so that when you return to the website we are aware of who
you are and can help personalize your next visit here. Please note that cookies
may be linked to personal information about you. The use of cookies allows us
to keep track of your shopping cart and wish lists and may (if you do not
disable or refuse the use of a cookie) prevent you from having to reenter your
information at each connection.

There may be a time that we use the information collected by
the cookies as well as other tools such as log files or web beacons for
additional purposes such as to determine how PAL SERVICES, may improve our
website by seeing which features, areas and products are most popular. This
would enable us to personalize the website experience and allow making
recommendations to you based upon your link history. Please note that most
internet browsers are automatically preset to accept all cookies. In the event
you choose to disable this function some areas of our website may not function
properly.

In addition to cookies and log files we do at times use a
common internet technology called “web beacons”. These are small graphic images
placed on a web page, web based document, or an email address that is designed
specifically to allow us or our third parties vendors to collect certain
information and monitor use activity on our website. Please note these are
invisible to the user because they are typically very small. In furtherance of
our Privacy Policy please note we do not use web beacons to collect the
personal information about you. We may use them to collect non-personal
information such as IP addresses of the computer that the web beacon said to,
the URL of the page where the web user comes from and the time the web beacon
is activated.

What other choices do you have?

Most computer systems and browsers offer their own privacy
settings. We encourage you to use them to enhance your choices. Most browsers’
advanced settings allow you to disable Cookies. However, if you do so, some
site features and services may not work.

You can also:

register for the National Do Not Call List at
donotcall.gov/default.aspxregister

for the Direct Marketing Association’s Mail Preference
Service at https://www.ana.net/content/show?id=thedmaorg-redirect

unsubscribe on the bottom of e-mails and follow the
instructions.

request to be DNC’d (added to our Do Not Call list) from an PAL
SERVICES employee and representatives.

How do you use the information we collect?

We (or our Vendors and Affiliates) use information collected
as described in this Privacy Policy , sometimes combined with information from
other sources, in the following ways:

To deliver products and services

recognize you when you return to our sites

process applications

tell you about updates to your accounts, products, and
services

answer questions and respond to your requests

make our sites easier to use

answer questions and respond to your requests

To carry out our obligations and enforce our rights arising
from any contracts entered into between you and us, including for billing and
collection

To advertise and market our products and services to you by
some or all of the following methods of communication and presentations:

present targeted ads on this and other sites you visit

through e-mail, direct mail, telemarketing, text messaging,
phone call broadcasting

analyze the effectiveness of ads

determine whether you would be interested in new products or
services

To conduct research and analysis

analyze data to prevent fraud and better understand our
customers and site visitors

To fulfill any other purpose for which you provide the
information and in any way we may describe when you provide the information

For any other purpose with your consent

Disclosure of your information

Disclosure By Law: You acknowledge and agree that we may
disclose information you provide if required to do so by law, at the request of
a third party, or if we, in our sole discretion, believe that disclosure is
reasonable to (1) comply with the law, requests or orders from law enforcement,
or any legal process (whether or not such disclosure is required by applicable
law) and (2) protect or defend PAL SERVICES´s, or a third party´s, rights or
property.

Disclosure to Trusted Third Parties By Us: We may share
and/or sell your information with or to third parties, but only in accordance
with this Privacy Policy, the Terms of Use of MetropolisBusinessDevelopment.com
and to fulfill your requests for certain products and services. By accepting
the Terms of Use of MetropolisBusinessDevelopment.com, you agree to receive
various marketing materials from our trusted third parties. We are not
responsible for the material of the third parties or their actions. Your information
may also be shared with third-party contractors that provide services to PAL
SERVICES and are bound by this privacy policy. Your information will be treated
as private and confidential by such third parties and not used for any other
purpose than we authorize.

In addition, from time to time, we may share personal
information (such as e-mail or mailing address) about our user base with
carefully selected third parties, so they can offer goods and services that we
believe may be of interest to our users. If you do not wish to receive offers
from our trusted partners, you can change your e-mail preferences at any time
by following the steps outlined in the “Choice/Opt-Out” section below.

We may also disclose your personal information

To comply with any court order, law or legal process,
including to respond to any government or regulatory request.

To enforce or apply our terms of use or terms of sale and
other agreements, including for billing and collection purposes.

If we believe disclosure is necessary or appropriate to
protect the rights, property, or safety of PAL SERVICES, our customers or
others. This includes exchanging information with other companies and
organizations for the purposes of fraud protection and credit risk reduction.

How do we keep your Personal Information safe & secure?

We use reasonable administrative, technical, and physical
security measures to protect your Personal Information. These measures include
computer safeguards and secured files and buildings. Please do not send us any
Personal Information through unsecured channels, including e-mail or social
media sites. The safety and security of your information also depends on you.
Where we have given you (or where you have chosen) a password, you are
responsible for keeping this password confidential. We ask you not to share
your password with anyone. Unfortunately, the transmission of information via
the internet is not completely secure. Although we do our best to protect your
personal information, we cannot guarantee the security of your personal
information transmitted to our website or to PAL SERVICES through other means
of communication. Any transmission of personal information is at your own risk.
We are not responsible for circumvention of any privacy settings or security
measures contained on any of our applications, including our website.

Assessing and Correcting your information

You can review and change your personal information by
logging into our website and visiting your account profile page.

You may also send us an e-mail at
[email protected] to request access to, correct or delete
any personal information that you have provided to us.

We cannot delete your personal information except by also
deleting your user account. We may not accommodate a request to change
information if we believe the change would violate any law or legal requirement
or cause the information to be incorrect.

Opt-Out Policy

PAL SERVICES and your business partners may contact you to
offer you products and services that may of interest to you. To opt-out of
receiving emails, telephone solicitations or other forms of contact from PAL
SERVICES, and our trusted business partners regarding other products and
services, please send an email to [email protected]

with “Opt-Out” in the Subject line, or a letter by postal
mail to:

PAL Services

550 N Central Expressway, Suite 1162

McKinney, TX 75070

You must include your full name and business mailing email
addresses and account number. Once we locate your contact information based on
the information you provide us, it will be removed from our databases and
mailings lists.

Your California Privacy Policy

California Civil Code Section §1798.83 permits users of our
website that are California residents to request certain information regarding
our disclosure of personal information to third parties for their direct
marketing purposes.

To make such a request, please send an e-mail to:

[email protected]

or write us at:

9870 Plano Road suite 14, Dallas TX 75238

Children under 13

PAL SERVICES’s sites are not for children under 13 years
old. We do not knowingly solicit data online from, or market online to,
children under 13. If we knowingly receive a child’s Personal Information, we
will delete it from our systems.

Can this Privacy Policy change?

We may change this Privacy Policy at any time. Changes are
effective when we post them on this site and we encourage you to visit this
site frequently for updates, as these updates will only be made available
through this site unless otherwise and specifically requested from you. The
date the Privacy Policy was last revised is identified at the top of the page.

Questions about this Privacy Policy

If you have questions about this Privacy Policy, email us
at:

[email protected]